Tom needs money to pay for education expenses, so he takes out a personal loan. The loan requires him to repay the principal in one lump sum after three years. Based on the information in the table, which loan option should he use and why?
| Loan Option A | Loan Option B |
| ------------- | ------------- |
| Principal: $9,000 | Principal: $9,000 |
| Type of interest: Simple | Type of interest: Compound |
| Interest rate: 11% | Interest rate: 87% |
| Rate of accrual: Once per year | Rate of accrual: Once per year |
A. He should choose Loan Option A because the interest rate is higher, which means it has better financial terms.
B. He should choose Loan Option B because the interest rate is lower, which means the total repayment is lower.
C. He should choose Loan Option B
D. He should choose Loan Option
Answer (3)
Darwin noticed that there were different kinds of the same species. For example, he studied four different kinds of finches. Each one had a different beak and are different kinds of food. This was the first time genetic diversity had been so obvious to humans.
The habitats tha**t Charles Darwin **visited, such as the Galápagos Islands, housed unique biodiversity which led him to observe significant variations among species. These observations, particularly of finches, supported his concept of natural selection, where species evolve and adapt to their environments. ;
Darwin's visit to new habitats, particularly the Galapagos Islands, revealed significant species diversity and geographic variation, impacting his theories on evolution. He observed that different environments led to adaptations in species, demonstrating natural selection and adaptive radiation. These findings challenged existing scientific beliefs and contributed to the foundation of evolutionary biology.
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