Sarah is planning to include new employees in her organization's group disability insurance policy. What provision should Sarah ensure is included in her group master policy to accommodate the addition of new employees?
A. A statement about worker's compensation insurance
B. A provision for the addition of new employees, members, or agents
C. A clause limiting the number of insured members
D. A provision for individual conversion policies
Answer (2)
Sarah should ensure that her group disability insurance policy includes a provision for the addition of new employees to accommodate their coverage. This provision allows for seamless integration of new members into the policy, maintaining comprehensive benefits for all employees. Other provisions, such as individual conversion policies, are important but do not specifically address the inclusion of new hires. ;
Sarah should include a provision for the addition of new employees in her group disability insurance policy. This ensures new hires are automatically covered without the need for separate negotiations. Options regarding worker's compensation and limiting insured members are not relevant to this particular need.
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